Cut Your Credit Cards

Cut Up Your Credit Cards Now!

Right now you are asking Google whether or not you should cut up your credit cards. Stop. I will tell you the answer. . . Cut up your credit cards now! If you are in a bind with your credit cards or credit score, cut them up. Save one you can…

Why Does Your Credit Score Stink? [Infographic]

  You just got turned down for credit. They were too polite to put it this way, but your credit score stinks. Maybe this is news to you or maybe you’ve been working hard to raise your score. Either way, having bad credit can put a damper on your plans….



Quizzle Review: Is it Really Free?

Do your eyes roll when you hear the phrase “free credit report?’ Yeah, me too. There are a lot of scams out there when it comes to free credit scores. How do you know which ones to trust? Read my Quizzle review below to see if they make good on…

Get Paid to Test Apps? AppCoiner Review

Looking to make some extra money? AppCoiner says you can get paid to test apps on your phone. Read this AppCoiner Review to see if it works. If you are like me, you spend a lot of time on your phone. That means lots of apps. Wouldn’t it be great if you…



The Secret of Soft Credit Check Loans: Avant Loans Review

Overwhelmed with credit card debt? Been there. Now is a good time to look into soft credit check loans and find out if debt consolidation is right for you. In this Avant loans review, we’ll explain soft search loans and how to use them in fixing your credit. What is a…

Dispute Transunion Online: Ultimate How to Guide

Errors on your credit report are common. Your Transunion report is no different. What do you do about it? Here’s the ultimate guide on how to dispute Transunion online. Get Your Free Credit Report In an earlier post, I described how getting all three credit reports for free is the important first…

Renting With Bad Credit: Is There a Score Landlords Want?

Forget buying a house, just renting with bad credit can be impossible. My credit repair story started partly because I couldn’t even find a place to live because of my bad credit. Are landlords looking for a magic number to rent you that apartment? Let’s take a look. Your Credit…



Should a 720 Credit Score Be Your Goal? Meaning and Myth

For some reason, the 720 credit score has taken on mythical qualities. For some it is the goal in their credit repair journey. The myth is that at 720, a bell goes off and all the credit doors that have been closed to you will swing open. Champagne and caviar…

26 Shades of Debt Collector Harassment Barred by the FDCPA

Recently I posted about debt collectors calling you at work. You have protection from debt collector harassment under a federal law known as the Fair Debt Collection Practices Act (FDCPA). Here is a list of 26 types of debt collection harassment barred by the FDCPA: Threats of violence or harm….

Can Debt Collectors Call Your Work? Debt Collection Laws and You

It’s hard to get out of debt. Even worse is when collection agencies start calling your job. Its embarrassing and could get you fired. Can debt collectors call your work? Do you have any protection under the debt collection laws? You Have Rights! The Fair Debt Collection Practices Act (FDCPA)…