Welcome to Credit Repair Judo! My name is Jim and I am the creator of this site. I made this site after going through the process of repairing my credit after several years of bad decisions that killed my credit.
It started with student loans and credit card offers before I finished college. I didn’t buy things or take out loans not intending to pay them back, I just always thought that once I graduated, there would be plenty of money to pay off my debts.
I wasn’t lazy. I usually worked at least two jobs to pay for school and daily expenses.
I learned a lot in school and they even gave me a degree. In all those years though, I didn’t learn anything about personal finance. I never learned about living on a budget. I lived in la-la land, thinking I would solve the problem later.
Well, it didn’t take long for the problem to get out of hand when I had less money coming in than I had going out. Soon my credit was bad and I was afraid it could never be fixed. For years I stuck my head in the sand.
One day, I decided to take on my credit issues and dove in head first. Today, I have a credit score that let me get a house, pass a job screening, and do all the other things that bad credit used to keep me from doing.
What is Credit Repair Judo? Start here for an explanation.
Once you are ready to jump in, go to Step One and start the road to getting your life back.
So welcome, I hope this site can help you repair your credit and get your life back!