How to Put a Fraud Alert on Credit Report – Reporting Identity Theft

One of the first steps in reporting identity theft is to put a fraud alert on credit report. A fraud alert will make it more difficult for identity thieves to do anymore damage. You need to act quickly. As soon as you suspect you have been the victim of identity…

Credit Utilization Calculator – Find Your Ratio

One key piece of your credit score is the amount of credit you are using. Use this Credit Utilization Calculator to find your ratio and figure out where you stand. What is Credit Utilization Ratio? Your credit utilization ratio is your credit card balance compared to the credit limit on that card….