You just got turned down for credit. They were too polite to put it this way, but your credit score stinks.
Maybe this is news to you or maybe you’ve been working hard to raise your score. Either way, having bad credit can put a damper on your plans. Even worse, it can keep you from getting a job, a place to live, or a car.
There are a lot of factors that go into your credit score. However, you don’t need a calculator or a spreadsheet to figure out some very simple steps you can take to start improving your credit score.
Check out this infographic for the basics. If you want to dig in deeper, start by getting all three of your credit reports. Get on the road to fixing your own credit.